Terms of Service

These Terms of Service ("Terms") govern your access to and use of TickerTruth (the "Service"), operated by [YOUR LEGAL NAME / COMPANY NAME] ("we", "us", "our"). By creating an account or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. What TickerTruth Is

TickerTruth provides stock screening tools, composite scores, rankings, and written research/commentary on publicly traded companies. The Service is a publisher of general, informational research — it is not a brokerage, not an investment adviser, and does not manage money on behalf of any user.

2. Not Investment Advice

See our Research Disclaimer, which is incorporated into these Terms by reference. In short: nothing on TickerTruth is personalized investment, legal, or tax advice. You are solely responsible for your own investment decisions.

3. Accounts

• You must provide accurate information when creating an account.
• You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.
• You must be at least [18] years old to create an account.
• One active login session per account is enforced; signing in on a new device or browser will sign out any other active session. Accounts are also automatically signed out after 30 minutes of inactivity.

4. Subscriptions & Payment

[Describe pricing, billing cadence, auto-renewal, refund policy, and cancellation process here once finalized.]

5. Acceptable Use

You agree not to: (a) redistribute, resell, or scrape the Service's content without permission; (b) attempt to reverse-engineer, disrupt, or gain unauthorized access to the Service; (c) use the Service for any unlawful purpose; (d) share your account credentials with others.

6. Intellectual Property

All content, scores, rankings, articles, and underlying methodology are the property of [YOUR LEGAL NAME / COMPANY NAME] or its licensors. Your subscription grants a limited, non-transferable, revocable license to view this content for personal use only.

7. Disclaimers of Warranty

The Service is provided "as is" and "as available," without warranties of any kind, express or implied, including accuracy, completeness, timeliness, or fitness for a particular purpose. Market data and computed scores may contain errors or delays.

8. Limitation of Liability

To the maximum extent permitted by law, [YOUR LEGAL NAME / COMPANY NAME] shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or investment losses, arising from your use of or reliance on the Service, even if advised of the possibility of such damages. Our total liability for any claim arising from these Terms or the Service shall not exceed the amount you paid us in the [12] months preceding the claim.

9. Termination

We may suspend or terminate your account at any time for violation of these Terms. You may cancel your subscription and delete your account at any time via [account settings / support email].

10. Governing Law

These Terms are governed by the laws of [YOUR STATE/COUNTRY], without regard to conflict-of-law principles. Any dispute shall be resolved in the courts located in [YOUR JURISDICTION], unless applicable consumer-protection law in your country of residence gives you the right to bring a claim in your local courts instead.

11. Changes to These Terms

We may update these Terms from time to time. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

12. Contact

Questions about these Terms: [support@yourdomain.com]

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